At Bourk’s Complete Car Care, with locations in Ottawa and Kanata, we understand that unexpected car repairs can be a financial burden. That’s why we offer a convenient and flexible auto repair financing option through our Easy Monthly Payments (EMP) program. Our goal is to help you get back on the road without the stress of high upfront costs or high-interest rates.
When faced with emergency car repairs, many drivers may consider options such as payday loans or credit cards. However, these options often come with high-interest rates and can negatively impact your credit score if not managed properly. Our EMP program offers a better solution, allowing you to cover the cost of your repair with manageable monthly payments.
Easy Monthly Payments (EMP) is a repair financing solution that allows consumers to leverage the value of their vehicle to pay for its repairs. All loans are instantly approved without any credit checks or income verification, based on the value of your vehicle. The program allows you to repay the loan conveniently over 36 months with the option to pay off the balance at any time without any penalties.
Instant Approval: No need for credit checks or income verification. Approval is based solely on the value of your vehicle.
Flexible Repayment Terms: Repay your loan over 36 months with the option to pay off the balance early or make lump-sum payments whenever you have surplus cash.
Competitive Interest Rates: Enjoy competitive interest rates that make it easier to manage your budget.
No Hidden Fees: Transparent terms with no hidden fees or prepayment penalties.
No Credit Check Required: Unlike traditional car repair loans, EMP does not require a credit check, making it an excellent option for those with bad credit.
Budget-Friendly Payments: The monthly payments are designed to fit your budget, alleviating the financial burden of unexpected repair costs.
Convenient and Accessible: With easy online registration and instant approval, you can quickly get the funds you need to cover your car repairs.
Applying for the EMP program is simple and straightforward. Here’s a step-by-step guide to help you through the process:
Online Calculator: Use our online calculator to get an estimate of your vehicle’s value.
Submit Vehicle Information: Enter details about your vehicle to determine its value.
Calculator Finds Vehicle Value: The calculator will assess your vehicle’s value and provide you with a maximum loan amount, which is typically 35-50% of your vehicle’s value.
Convert Total into Monthly Payments: Convert the total loan amount into manageable monthly payments that fit your budget.
Register Online: Complete the secure online registration form with your details.
Enter Details Securely: Provide all necessary information to ensure a smooth application process.
Find Closest Location: Locate the nearest Bourk’s Complete Car Care location in Ottawa or Kanata.
Get Final Quote: Receive a final quote based on your vehicle’s value and the required repairs.
Complete the Process: Submit the final details to complete your application.
Finalize Agreement: Once approved, finalize the loan agreement with our team.
Sign Repair Invoice: Sign the repair invoice to authorize the work.
AutologiQ Pays the Shop: Our financing partner, autologiQ, will pay the repair shop directly.
Automatic Monthly Payments Set-Up: Set up automatic monthly payments from your bank account, ensuring timely repayments.
Let’s say your car repair costs $2,000, and your vehicle is valued at $10,000. With EMP, you can get an instant loan approval for up to $5,000 (50% of your vehicle’s value). You choose to finance the $2,000 repair cost over 36 months. With competitive interest rates and no hidden fees, your monthly payment could be as low as $60, making it easy to manage within your budget.
Don’t let the cost of car repairs put a strain on your finances. With Bourk’s Complete Car Care and the EMP program, you can drive with confidence, knowing that financial help is available when you need it most. Visit us in Ottawa or Kanata to learn more about our auto repair financing options and get back on the road safely and affordably.
For more information, contact us today. We’re here to help you keep your car in top condition without breaking the bank.